Your first home starts with a clear plan.
Know what you can afford, how much you need to save and what to do next. No complicated jargon, just useful tools and practical guidance.
Free to start • No account needed for free tools • UK focused
Turn a big goal into smaller steps
Explore the milestones to your first property.
02 · Set a realistic deposit target
03 · Prepare for mortgage applications
04 · Find and buy your home
How ready are you to buy?
Answer four quick questions to get your next-step checklist. No email required.
Have you started saving for a deposit?
Your first-home starting point
Free first-home calculators
Get clear estimates to guide your planning. These aren't mortgage offers or personal financial advice.
Deposit calculator
How long until you're ready?
Mortgage repayment estimator
Estimates exclude some fees and assume a repayment mortgage with a constant interest rate. Actual lender offers, property taxes and other costs vary by location, property and circumstances.
The first-home roadmap
Your home purchase, broken into manageable stages.
Get ready
Check income, expenditure, credit records and savings.
Know your numbers
Set a deposit target, estimate fees and explore mortgage options.
Find your property
Compare areas, inspect properties and ask informed questions.
Complete & move
Arrange a survey, understand conveyancing and plan your move.
Interactive buying checklist
Tick items as you complete them. Progress is saved on this device.
Your First Home, Step by Step
An illustrated, practical 57-page guide to buying your first home in the UK. Understand budgeting, saving a deposit, mortgages, property viewings, surveys, conveyancing, completion and moving in. Includes useful charts, worksheets and checklists to help you plan each stage.
£4.99 one-off PDF
57 pages • UK guidance • Interactive preview • Downloadable PDF • Included in the Complete Toolkit
Secure checkout for the full 57-page eBook. The free sample remains available below.
3-page free preview • full 57-page ebook • printable worksheets
Clear advice. Small price.
Start free and only pay when you want more guidance.
Free essentials
£0
Get your bearings
- Home readiness quiz
- Deposit calculator
- Savings timeline
- Mortgage repayment estimator
- Basic buying checklist
Starter Pack
£8.99 one-off
A structured route forward
- 30-day first-home action plan
- Budget and preparation worksheets
- Property viewing checklist
- Questions for mortgage advisers
- Common costly mistakes guide
Complete Toolkit
£14.99 one-off
More detail at every step
- Everything in Starter
- FirstHome Ready eBook included
- Property comparison workbook
- Survey and defects explainer
- Offer-to-completion checklists
- Moving budget planner
Know more. Worry less.
Created around the real questions first-time buyers ask, with an emphasis on understandable property guidance and useful preparation. Buying property involves legal and financial decisions; independent qualified advice remains important.
Free MoneyHelper guidance ↗Frequently asked questions
Does the quiz affect my credit score?
No. It doesn't contact credit reference agencies or lenders.
Will I qualify for a mortgage?
Only a lender or qualified mortgage adviser can assess your circumstances and provide an informed answer.
Does this cover Scotland, Wales and Northern Ireland?
General preparation does. Property taxes, legal processes and some schemes differ across UK nations and must be checked for your location.
Can I use this on my phone?
Yes. The site is mobile-friendly, and supported browsers allow you to add it to your home screen.
Trusted independent resources
Check official rules and get independent help as you plan your first home.
Martin Lewis / MoneySavingExpert
Independent consumer guides on mortgages and first-time buying.
Read mortgage guide ↗Citizens Advice
Free guidance on buying and selling a property and resolving problems.
Visit Citizens Advice ↗